Disclosure Information

Effective: September 1, 2022.

Important disclosures

Hill Island Financial LLC (“Hill Island Financial”) is a Registered Investment Advisor (“RIA”) with the U.S. Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. Hill Island Financial provides investment advisory and related services for clients nationally. Hill Island Financial will maintain all applicable registrations, notice flings, and licenses as required by the various states in which Hill Island Financial conducts business, as applicable. Hill Island Financial renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 

Terms of Use

Please read these terms and conditions of use (“Terms”) carefully before using the website located at https://hillislandfinancial.com (the “Website”) or any of the information or services provided by Hill Island Financial in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by Hill Island Financial in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.

Hill Island Financial reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

These Terms were last updated on September 1, 2021.

Risk Disclosures

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.

Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.

This website is intended to provide general information about Hill Island Financial and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information.

Market data, articles and other content on this website are based on generally available information and are believed to be reliable. Hill Island Financial does not guarantee the accuracy of the information contained in this website. The information is of a general nature and should not be construed as investment advice.

Please remember that it remains your responsibility to advise Hill Island Financial, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.

Hill Island Financial will provide all prospective clients with a copy of our current Form ADV, Part 2A (“Disclosure Brochure”), Form ADV Part 2B (“Brochure Supplements”), and Form CRS (“Client Relationship Summary”). You may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov or you may Contact Us to request a free copy via .pdf or hardcopy.

Email Disclosures

Hill Island Financial often communicates with its clients and prospective clients through electronic mail (“email”) and other electronic means. Your privacy and security are very important to us. Hill Island Financial makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send Hill Island Financial private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.

Please note: Hill Island Financial does not accept trading or money movement instructions via email.

As a registered investment advisor, Hill Island Financial emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of Hill Island Financial or the securities regulators.

If you have received an email from Hill Island Financial in error, we ask that you contact the sender and destroy the email and its contents.

If you have any questions regarding our email policies, please Contact Us.

Social Disclosures

Hill Island Financial may utilize third-party websites, including social media websites, blogs and other interactive content. Hill Island Financial considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, Hill Island Financial generally retains copies of information that Hill Island Financial or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of Hill Island Financial or the securities regulators.

Investment advice will only be provided after we have completed an in-person meeting, obtained a thorough understanding of each client’s financial situation, and upon completion of an investment advisory agreement.

If you have any questions regarding our policies, please Contact Us.

Accolades

Forbes | SHOOK

This ranking was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, and firm nominations; as well as a quantitative review that includes assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not indicative of future performance or representative of any one client’s experience. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information: www.SHOOKresearch.com

Best and Brightest 2023

Great organizations create cultures where team members are inspired and have the opportunity to contribute their talents towards the overall vision of the organization. During the selection process, the Best and Brightest team works with nominees to identify their strengths and opportunities through an in-depth evaluation.

Participants’ practices are bench-marked against other participants in their region and across the nation. This multifaceted approach creates a rich assessment that provides opportunities for analysis reports, competitive comparison and educational opportunties leading towards tangible and direct ROI. Learn more about participating in the Best and Brightest programs.

Scoring and Analysis Fees

Each application is scrutinized, scored and feedback is shared with both winning companies and those that did not make the winners list. Company data is analyzed as well as each employee survey by participating companies. To keep the integrity of the program, a third party partner is used to score each application. As a service organization, it is expensive to process hundreds of companies and their respective employee surveys without a fee applied. All nominated companies that pay this fee receive a complimentary overall assessment report that contains feedback and benchmark scoring data. There are also options to purchase in-depth comprehensive reports with detailed data to help participants and their executives improve their overall operations. As a service organization, these comprehensive reports are significantly less expensive than private firms that offer survey services.